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How much does it cost to start a business in Belgium?

~ 5 MIN · 2026 FIGURES

The real bill depends on the status you choose. Here are the real ranges, hidden costs included, for 2026 — so you can decide with full knowledge.

Sole trader (self-employed in your own name)

CBE registration (enterprise counter)€90–105
Social contributions (1st quarter, secondary activity)~€95
Social contributions (1st quarter, main activity)~€870
Accountant (optional)€80–150/month
Professional liability insurance (optional)€200–600/year
Total to start€200–350

SRL/BV (private limited company)

Notarial deed~€1,000
Publication in the Belgian Official Gazette~€250
CBE registration~€105
Financial plan (chartered accountant)€300–800
Mandatory accountant~€150/month
Recommended initial capital€5,000–10,000
Total to start€1,100–1,500

SA/NV (public limited company)

For capital-intensive projects: minimum capital of €61,500 paid up at incorporation, notary fees ~€1,500, heavy governance (board, general meeting, auditor depending on size). For most projects, an SRL/BV is enough.

Often forgotten costs

  • Health insurance fund (free but registration is mandatory)
  • VAT-compliant invoicing software (€15–40/month)
  • Domain + website hosting (€50–200/year)
  • Hospitalisation insurance for the self-employed (~€600/year)
  • Basic business management training (for regulated activities)

To choose between statuses, open our legal form simulator. For details on contributions and formalities: becoming self-employed in Belgium.

FAQ

What is the minimum cost to become self-employed in Belgium?

Count roughly €200 to €350: ~€90–105 in enterprise counter fees + the first quarter of social contributions (~€95 for a secondary activity, ~€870 for a main activity).

How much does it cost to set up an SRL/BV?

About €1,100 to €1,500 all in: notarial deed (~€1,000), publication in the Belgian Official Gazette (~€250), CBE registration (~€105). Add the financial plan (notary or chartered accountant) and the mandatory accountant (~€150/month).

Is there a minimum capital for an SRL/BV?

No. Since 2019 the SRL/BV no longer has a legal minimum capital. But you must show sufficient initial capital for the activity through a financial plan. In practice, plan €5,000 to €10,000 of equity to reassure the notary and banks.

Model your forecast

Start-up costs + revenue + cash: all in one tool, compliant with Belgian law.

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